VfL Wolfsburg at a glance: equity €76.4M (equity ratio 26.0%). Wage ratio 52.3%. Net profit €0.0M. Financial Stability Score: 48/100 🔴.
Financial Stability Score
The financially most stable club in the Bundesliga. Squad expansion possible without risk. The high transfer spending of recent years is covered by revenue growth and the equity cushion.
DFL License Compliance
🟢 All criteria metFC Bayern comfortably meets all DFL licensing criteria. With an equity ratio of 55.3% it is well above the league average (32%). All 18 Bundesliga clubs report positive equity — Bayern by far the highest. Continuously profitable for more than 30 years.
Equity X-Ray
Low repricing risk. The high hidden reserves come mainly from academy players (book value ≈0) and market value gains for key players.
Book values estimated: transfer fee / contract length × remaining years. Academy players ≈ training cost.
Wage Ratio
Wage ratio FC Bayern: 52.3% (personnel €120.8M against gross income €230.9M). Below league average (48%) — Bayern generates so much revenue that even the league's highest wage budget remains efficient as a percentage. UEFA recommends a maximum of 70% — Bayern is well below. Agent fees: €7.6M (highest in the league).